Visa Credit Cards

Don't sleep on this limited time Visa offer!

Receive 6.99% APR* on all Visa Credit Card purchases and balance transfers for 12 months!
(completed between Nov. 1 and Dec. 31, 2023)

Our Visa Credit Cards also give you 1% cash back on all purchases, so giving to your family and friends means more rewards for you! Apply online or call (800) 535-2129 to learn more.

  • Offer Details

    *APR = Annual Percentage Rate. The 6.99% APR offer is good for all purchases and balance transfers made between November 1, 2023 and December 31, 2023 with your MEFCU Visa Credit Card. The promotional rate is good for 12 months, starting with the first qualifying transaction. After 12 months, the promotional rate will return to the current rate indicated on your statement. The APR is not valid on cash advances. Promotional rate subject to qualification. Terms and conditions subject to change. See your credit card statement for further details. Some restrictions may apply.

Enjoy all the benefits of our Visa Credit Card by opening one today! We offer both a Classic and Platinum card option, ideal for all your purchasing needs. Visa Classic offers a limit up to $5,000 and is great for building or re-establishing credit. Individuals looking for a larger line may be offered our Visa Platinum, which has a lower interest rate and limits available up to $25,000.

If you are just beginning to build a credit history, a Secured Visa card may be the best option. This allows you to use the funds in your savings account as collateral, which will then determine your credit limit.


We also offer instant issue credit cards at three of our offices: Cascade Lake41st Street and Centerplace. This provides you access to your account immediately and prevents interruptions in use if your card is lost or stolen. With Visa's Zero Liability Policy, you are protected from liability for unauthorized use of your card. 

    Each card comes with online and mobile access, which makes it easy to manage your account when you're on the go. Please contact Visa directly for after-hours assistance at (800) 234-5354, which is also printed on the back of your card.

    Card Management

    Our Visa Credit and Debit Cards come with a Card Management feature, so you can block and unblock your Visa card from anywhere, at any time through online banking and our mobile app. This means you can stop transactions whenever you need to, protecting your card, your way. To register your cards, log in to online or mobile banking, select ‘More’, and click on ‘Card Management’.

    Visa Online

    Each card comes with online banking, which makes it easy to manage your account when you're on the go. Under Services, click Visa Online and find your credit card. With Visa Online, you have immediate access to make payments, check your balance, submit a balance transfer and review your statements. Visa Online Terms & Conditions


    Travel Information

    Going somewhere? Before you leave, let us know so that you may continue to use your card without interruption. If traveling internationally, please see our information about which countries may impact your card usage.

    Complete a Travel Notification: Log in to online banking and select Secure Forms on the left to complete and submit the notice. Or if you prefer, visit any of our locations.

    Lost or Stolen Card

    Report your lost or stolen Visa credit or debit card.

    Within the US: (800) 234-5354 — 24 hours a day
    Outside the US: (410) 581-9994 — Call Collect

    A replacement fee may apply for lost cards. You are responsible for canceling any reoccurring charges that normally post to the lost or stolen card.

    Visa Solicitation Disclosure

    Contact Us to request a copy of your credit card agreement.