Vehicle Loans

Receive a $50 e-giftcard and take a Payment Vacation

Receive a $50 e-Giftcard when you purchase a new or used vehicle, or move your loan from another provider!*
This offer includes boats, motorcycles, ATVs and RVs!

Plus, you can take a payment vacation!
Delay your first vehicle loan payment up to 60 days when you complete an application between 3/25/25 and 6/2/25** and fund the loan by 7/3/2025.

*E-giftcard offer good for auto loans closed with application dates between 3/25/25 - 6/2/25 and funded by 7/3/25. The $50 e-giftcard cannot be combined with promotional vehicle loan preapproval offers. Existing MEFCU debt not eligible. **Up to 60-day payment deferment available on loan applications dated 3/25/25- 6/2/25. Interest will continue to accrue during deferment. Loan term may be extended.

In the market for new wheels? We are here to help, making the purchasing process easy for our members. We offer competitive rates and terms without hidden fees, free vehicle pricing and financing up to 100% of the purchase price!

Details

Whether you are looking for a new or used vehicle, our pricing will ensure you are getting the best deal. The types of vehicles we can provide financing for include: cars, trucks, motorcycles, boats and recreational vehicles. Use our Payment Calculator to review a loan amount’s impact on your monthly payments and to compare how much you could save by refinancing your loan from another provider at a lower rate.

Our low rates can help you save, and we would be glad to work with you. If you are ready to make a purchase, contact us and we will arrange financing before you buy.

Protect Your Loan

Additionally, we offer Debt Defender which is a voluntary loan payment protection product that gives you relief from unexpected financial burdens. We also offer Guaranteed Asset Protection (GAP) Plus to help cover any unexpected costs in the event that your vehicle is damaged.

Make the most out of your purchase by knowing the vehicle value before you buy, having financing lined up and using our free tools to compare your options. We look forward to working with you!

RV & Boat Loans

From the pavement to the water, we offer guidance and loans for a variety of recreational vehicles. With longer terms available for larger purchases, we look forward to helping finance your next adventure.

Refinance Your Loan

Why pay more? If you have a loan with a different financial provider, we can refinance your loan and possibly lower your monthly payment, at no cost to you. Contact us to see how we can help you save.