Vehicle Loans
Receive a $50 e-Gift Card when you finance a new or used vehicle purchase, or move your vehicle loan from another provider!*
Give us a call and learn how we may be able to help you or a family member save on a new vehicle loan through our competitive rates, or on an existing loan at another provider with lower payments or an earlier loan payoff date. This offer includes ATVs, motorcycles, boats, and RVs!
Plus, you can take a payment vacation for up to 60 days!**
*E-Gift Card offer good for auto loans closed with application dates between 10/13/25 and 12/12/25 and funded by 1/12/26. Existing MEFCU debt not eligible.**Up to 60-day payment deferment available on loan applications dated 10/13/25 to 12/12/25. Interest will continue to accrue during deferment. Loan term may be extended.
In the market for new wheels? We are here to help, making the purchasing process easy for our members. We offer competitive rates and terms without hidden fees, free vehicle pricing and financing up to 100% of the purchase price!
Details
Whether you are looking for a new or used vehicle, our pricing will ensure you are getting the best deal. The types of vehicles we can provide financing for include: cars, trucks, motorcycles, boats and recreational vehicles. Use our Payment Calculator to review a loan amount’s impact on your monthly payments and to compare how much you could save by refinancing your loan from another provider at a lower rate.
Our low rates can help you save, and we would be glad to work with you. If you are ready to make a purchase, contact us and we will arrange financing before you buy.
Protect Your Loan
Additionally, we offer Debt Defender which is a voluntary loan payment protection product that gives you relief from unexpected financial burdens. We also offer Guaranteed Asset Protection (GAP) Plus to help cover any unexpected costs in the event that your vehicle is damaged.
Make the most out of your purchase by knowing the vehicle value before you buy, having financing lined up and using our free tools to compare your options. We look forward to working with you!
RV & Boat Loans
From the pavement to the water, we offer guidance and loans for a variety of recreational vehicles. With longer terms available for larger purchases, we look forward to helping finance your next adventure.
Refinance Your Loan
Why pay more? If you have a loan with a different financial provider, we can refinance your loan and possibly lower your monthly payment, at no cost to you. Contact us to see how we can help you save.