Home Equity

Your home’s value could be the solution for your debt consolidation, a home improvement project, or to help your children as they grow. A Home Equity Loan is the perfect option to cover a one-time expense, whereas a Home Equity Line of Credit can provide you with an amount you can draw from for up to 15 years.

We are able to refinance all types of real estate loans you may have elsewhere, often times lowering your interest rate and payments in the process. We will work with you to ensure you get the best rate.

Eligible properties include primary residences and vacation homes located in Arizona, Florida, Iowa, Minnesota, and Wisconsin.

Line of Credit

If flexibility is something you're looking for, a HELOC may be the perfect option. Use it to finance almost anything, such as travel, education expenses, and much more.

A HELOC is unique in that it is a revolving line of credit you can borrow against. Instead of withdrawing a set amount of funds all at once, you simply borrow as you go.

  • No annual fee
  • No cancellation fee
  • Up to a 15 year draw period
  • Borrow up to 80% of your home’s value; excluding existing loan balances

Fixed Rate Loan

Another option available is our Fixed Rate Home Equity Loan. This is the perfect option to cover a one-time expense without using a credit card or depleting savings.

  • No origination fee
  • Fixed interest rate
  • 5, 10 or 15 year repayment options
  • Borrow up to 100% of your home’s value; excluding existing loan balances

First Lien Home Equity Loan

This is the perfect loan for those with significant equity in their home wanting to refinance and take advantage of a lower rate and avoid the closing costs of a traditional mortgage refinance. The reduced cost is quickly recouped, compared to the cost to refinance into a conventional mortgage.

  • Review Your Options

 

Construction Loans

If you would rather build than buy, we can help! Financing is available for lot purchases and construction costs. Once your home is built, our Mortgage Officers can help secure permanent financing.

Protect Your Loan

Debt Defender is a voluntary loan payment protection product that gives you relief from unexpected financial burdens. Protected life events include disability, loss of life, and involuntary unemployment.