Home Loan Rates
Term | Rate* | APR** | Alert Me |
---|---|---|---|
15 Year Fixed | 5.500% | 5.749% | Receive a notification when this rate changes |
20 Year Fixed | 6.000% | 6.201% | Receive a notification when this rate changes |
30 Year Fixed | 6.125% | 6.277% | Receive a notification when this rate changes |
5/6 ARM | 5.375% | 6.851% | Receive a notification when this rate changes |
7/6 ARM | 5.625% | 6.724% | Receive a notification when this rate changes |
ARM = Adjustable Rate Mortgage. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every 6 months according to the 30 day average SOFR index.
*Rates are subject to change without notice and are based on a 45-day lock in period. These rates are for example purposes only and are not to enter into a loan agreement at a specified interest rate. **APR = Annual Percentage Rate. The APR is based on a $100,000 mortgage with a .75% origination fee and a 20% down payment. Refinance rates may differ. Please contact us for rates and fees on loans over $766,550. |
|||
|
Maximum Loan to Value | Draw Period | APR* | Loan Limits | Alert Me |
---|---|---|---|---|
80% | 15 Years | 8.50% | Min $5,000; Max $250,000 | Receive a notification when this rate changes |
Minimum payment is $15 per thousand or $50 per month, whichever amount is greater. Initial advance must be at least $5,000, after that, $100. When an advance is given, the new payment amount is disclosed on the receipt.
Closing costs ranging from $0–$1,000 may be charged for a Home Equity loan. *APR = Annual Percentage Rate. The variable loan rate is subject to change the first day of each calendar month, based on the external prime lending rate index published in "The Wall Street Journal" in effect at the close of the fifteenth day of the preceding month (i.e., July 1-31, the rate would be determined based on the June 15 prime rate). Any rate change will affect existing balances as well as future advances. The maximum rate is 16.00% |
||||
|
Maximum Loan to Value | Maximum Term | APR as low as* | Loan Limits | Alert Me |
---|---|---|---|---|
80% | 5 Years | 6.59% | Min $5,000; Max $300,000 | Receive a notification when this rate changes |
80% | 10 Years | 6.99% | Min $5,000; Max $300,000 | Receive a notification when this rate changes |
80% | 15 Years | 7.29% | Min $5,000; Max $300,000 | Receive a notification when this rate changes |
100% | 5 Years | 7.49% | Min $5,000; Max $250,000 | Receive a notification when this rate changes |
100% | 10 Years | 7.79% | Min $5,000; Max $250,000 | Receive a notification when this rate changes |
100% | 15 Years | 7.99% | Min $5,000; Max $250,000 | Receive a notification when this rate changes |
Rates are accurate as of specified date and are subject to change without notice.
Closing costs ranging from $0–$1,000 may be charged for a Home Equity loan. *APR = Annual Percentage rate. Actual rate is based on applicant's credit history |
||||
|
Maximum Loan to Value | Maximum Term | APR as low as* | Loan Limits | Alert Me |
---|---|---|---|---|
80% | 10 Years | 6.69% | Min $5,000; Max $400,000 | Receive a notification when this rate changes |
80% | 15 Years | 6.89% | Min $5,000; Max $400,000 | Receive a notification when this rate changes |
Rates are accurate as of specified date and are subject to change without notice.
Closing costs ranging from $0–$1,000 may be charged for a Home Equity loan. *APR = Annual Percentage Rate. Actual rate is based on applicant's credit history. |
||||
|
Term | Rate* | APR** | Alert Me |
---|---|---|---|
5 Year Fixed | 7.590% | 7.908% | Receive a notification when this rate changes |
10 Year Fixed | 8.490% | 8.665% | Receive a notification when this rate changes |
Available in Arizona, Florida, Iowa, Minnesota and Wisconsin.
*Rates are accurate as of specified date and are subject to change without notice. **APR = Annual Percentage Rate. APR is based on a $100,000 loan with a .75% origination fee. |
|||
|