Personal Loan Rates

Table data for Visa Credit Cards (Variable Rates)
 Rates effective 08-27-2026
APR* Alert Me
Visa Platinum 10.75% Receive a notification when this rate changes
Visa Classic 14.75% Receive a notification when this rate changes
Limits for Visa Platinum: $25,000 maximum based on credit history.
Limits for Visa Classic: $5,000 maximum based on credit history.

*APR = Annual Percentage Rate.

Table data for Personal Loan
 Rates effective 08-27-2026
APR as low as* Alert Me
Personal Loan 10.79% Receive a notification when this rate changes
APR** Alert Me
Personal Line of Credit (Variable Rate) 11.75% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history
**APR = Annual Percentage Rate.

Table data for Credit Builder Loan
 Rates effective 08-27-2026
APR as low as* Alert Me
Fixed Rate 7.50% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history

Table data for Savings Secured Loan
 Rates effective 08-27-2026
APR as low as* Alert Me
Fixed Rate 5.00% Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Certificate Secured Loan
 Rates effective 08-27-2026
APR as low as* Alert Me
Fixed Rate 2% Over Stated Rate Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Student Loan
 Rates effective 08-27-2026
APR Range* Alert Me
Undergraduate 6.50 - 11.25% Receive a notification when this rate changes
Graduate School 6.50 - 11.25% Receive a notification when this rate changes
*Annual Percentage Rates (APR) are accurate as of specified date and are subject to change without notice. Your interest rate is fixed, and your rate and/or credit approval depends upon the credit qualifications of the student borrower or co-applicant (if applicable). Your actual rate within the range stated will be disclosed upon approval. Student borrowers may apply with a creditworthy co-applicant which may result in a better chance of approval and/or lower interest rate.

Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

View important student loan disclosures.
Table data for Student Loan Refinance
 Rates effective 08-27-2026
APR Range* Alert Me
Fixed Rate 5.75% - 10.00% Receive a notification when this rate changes
*Annual Percentage Rates (APR) are accurate as of specified date and are subject to change without notice. Your interest rate is fixed, and your rate and/or credit approval depends upon the credit qualifications of the student borrower or co-applicant (if applicable). Your actual rate within the range stated will be disclosed upon approval. Student borrowers may apply with a creditworthy co-applicant which may result in a better chance of approval and/or lower interest rate.

Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

View important student loan disclosures.