Personal Loan Rates

Table data for Visa Credit Cards (Variable Rates)
 Rates effective 05-18-2022
APR* Alert Me
Visa Platinum 7.50% Receive a notification when this rate changes
Visa Classic 11.50% Receive a notification when this rate changes
Limits for Visa Platinum: $25,000 maximum based on credit history.
Limits for Visa Classic: $5,000 maximum based on credit history.

*APR = Annual Percentage Rate.

Table data for Personal Loan
 Rates effective 05-18-2022
APR as low as* Alert Me
Personal Loan 6.89% Receive a notification when this rate changes
Personal Line of Credit 11.90% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history

Table data for Credit Builder Loan
 Rates effective 05-18-2022
APR as low as* Alert Me
Fixed Rate 7.00% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history

Table data for Savings Secured Loan
 Rates effective 05-18-2022
APR as low as* Alert Me
Fixed Rate 4.00% Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Certificate Secured Loan
 Rates effective 05-18-2022
APR as low as* Alert Me
Fixed Rate 2% Over Stated Rate Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Student Loan
 Rates effective 05-18-2022
Loan Margin** Alert Me
Variable Rate* 3.08% - 7.98% Receive a notification when this rate changes
Fixed Rate 4.46% - 8.53% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.

*If you choose and receive a variable rate loan, your rate may change once a quarter. The variable rate is based on the 90-day average of the daily Secured Overnight Financing Rate (“SOFR”) Published by the Federal Reserve Bank of New York as of two business days immediately preceding the quarterly adjustment date. Your rate will be calculated each quarter by adding the 90-day SOFR to a margin that is assigned to your loan upon loan approval. All loans are subject to an interest rate floor based on term: 5 year: 0.00%, 7 year: 0.00%, 10 year: 0.00%, 15 year: 0.00% and an interest rate cap of 18.00%.

**The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.
Table data for Student Loan Consolidation
 Rates effective 05-18-2022
Loan Margin** Alert Me
Variable Rate* 3.45% - 7.25% Receive a notification when this rate changes
Fixed Rate 3.25% - 5.50% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.

*If you choose and receive a variable rate loan, your rate may change once a quarter. The variable rate is based on the 90-day average of the daily Secured Overnight Financing Rate (“SOFR”) Published by the Federal Reserve Bank of New York as of two business days immediately preceding the quarterly adjustment date. Your rate will be calculated each quarter by adding the 90-day SOFR to a margin that is assigned to your loan upon loan approval. All loans are subject to an interest rate floor based on term: 5 year: 0.00%, 7 year: 0.00%, 10 year: 0.00%, 15 year: 0.00% and an interest rate cap of 18.00%.

**The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.