Business Accounts

We now offer business savings and checking accounts to our members who operate small businesses and have a need for affordable and efficient deposit services. We have been trusted with your deposit accounts for years; let us continue to help as you build your business.

Business Checking

  • Earn Dividends
  • Online and Mobile Banking
  • Mobile Deposit
  • Visa Debit Card

Business Savings

  • No Fee
  • Earn Dividends
  • Mobile and Online Banking
  • Money Market and Premium Money Market Available

What fees are associated with business accounts?

No fees are associated with the Business Savings account; however, Business Checking accounts have a $15 monthly fee. If the balance in the checking account falls below $100, there is an additional $5 fee each month until the balance is brought back above $100.

I only want a business loan, why do I need a business savings account too?

The savings account is what establishes the credit union membership share for the business. In order to maintain membership in the credit union, a minimum balance of $5 is required in the savings account. This is essentially the business’s ownership share of the credit union. With the savings account established, any other loan or deposit products available to the business can be opened.

How does my business apply for an Employer Identification Number?

To request an Employer Identification Number (EIN), apply online or call 1-800-829-4933. An EIN is often also referred to as a Tax ID number.

Documents Needed

  • Business Organizational Documents*
  • Employer/Tax Identification Number 
  • Valid Driver’s License
  • Completed Membership Application

*These will vary depending on type of business established. Examples include: articles of incorporation, partnership agreement, etc.