Deposit Rates

Table data for Checking
 Rates effective 09-21-2019
Dividend Rate* APY** Alert Me
Checking 0.10% 0.10% Receive a notification when this rate changes
Minimum opening balance $25. Dividends are compounded and credited monthly.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Savings
 Rates effective 09-21-2019
Deposit Amount Dividend Rate* APY** Alert Me
$0 - $9,999.99 0.15% 0.15% Receive a notification when this rate changes
$10,000 - $24,999.99 0.20% 0.20% Receive a notification when this rate changes
$25,000+ 0.25% 0.25% Receive a notification when this rate changes
You must keep a balance of $5 in savings to retain your membership.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for Health Savings
 Rates effective 09-21-2019
Minimum Opening Deposit Dividend Rate* APY** Alert Me
$5 0.80% 0.80% Receive a notification when this rate changes
*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for WINcentive®
 Rates effective 09-21-2019
Deposit Amount Dividend Rate* APY** Alert Me
$0 - $25,000+ 0.10% 0.10% Receive a notification when this rate changes
*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Money Market Savings
 Rates effective 09-21-2019
Deposit Amount Dividend Rate* APY** Alert Me
$2,500 - $9,999.99 0.40% 0.40% Receive a notification when this rate changes
$10,000 - $24,999.99 0.50% 0.50% Receive a notification when this rate changes
$25,000 - $49,999.99 0.50% 0.50% Receive a notification when this rate changes
$50,000 - $99,999.99 0.55% 0.55% Receive a notification when this rate changes
$100,000+ 0.55% 0.55% Receive a notification when this rate changes
Minimum balance required for Money Market Savings to earn stated rate is $2,500. APY is accurate as of specified date.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for Premium Money Market Savings
 Rates effective 09-21-2019
Deposit Amount Dividend Rate* APY** Alert Me
$20,000 - $24,999.99 0.55% 0.55% Receive a notification when this rate changes
$25,000 - $49,999.99 0.60% 0.60% Receive a notification when this rate changes
$50,000 - $99,999.99 0.65% 0.65% Receive a notification when this rate changes
$100,000+ 0.75% 0.75% Receive a notification when this rate changes
Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Certificate Specials
 Rates effective 09-21-2019
Dividend Rate APY* Alert Me
9 months Alert Me
$10,000.00 - $24,999.99 1.78% 1.79% Receive a notification when this rate changes
$25,000.00 - $99,999.99 1.98% 1.99% Receive a notification when this rate changes
$100,000+ 2.07% 2.09% Receive a notification when this rate changes
Minimum opening balance is $10,000. A penalty may be imposed for early withdrawal. Rates are accurate as of specified date and are subject to change.
Certificate specials also available in Regular or IRA certificates.

*APY = Annual Percentage Yield.

Table data for Certificates
 Rates effective 09-21-2019
Dividend Rate APY* Alert Me
3 months Alert Me
$1,000.00 - $9,999.99 0.40% 0.40% Receive a notification when this rate changes
$10,000.00 - $24,999.99 0.45% 0.45% Receive a notification when this rate changes
$25,000.00 - $49,999.99 0.50% 0.50% Receive a notification when this rate changes
$50,000.00 - $99,999.99 0.50% 0.50% Receive a notification when this rate changes
$100,000+ 0.55% 0.55% Receive a notification when this rate changes
6 months Alert Me
$1,000.00 - $9,999.99 0.80% 0.80% Receive a notification when this rate changes
$10,000.00 - $24,999.99 0.85% 0.85% Receive a notification when this rate changes
$25,000.00 - $49,999.99 0.90% 0.90% Receive a notification when this rate changes
$50,000.00 - $99,999.99 0.90% 0.90% Receive a notification when this rate changes
$100,000+ 0.95% 0.95% Receive a notification when this rate changes
1 year Alert Me
$1,000.00 - $9,999.99 1.19% 1.20% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.24% 1.25% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.29% 1.30% Receive a notification when this rate changes
$50,000.00 - $99,999.99 1.29% 1.30% Receive a notification when this rate changes
$100,000+ 1.34% 1.35% Receive a notification when this rate changes
2 years Alert Me
$1,000.00 - $9,999.99 1.44% 1.45% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.49% 1.50% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.54% 1.55% Receive a notification when this rate changes
$50,000.00 - $99,999.99 1.54% 1.55% Receive a notification when this rate changes
$100,000+ 1.59% 1.60% Receive a notification when this rate changes
3 years Alert Me
$1,000.00 - $9,999.99 1.69% 1.70% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.74% 1.75% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.79% 1.80% Receive a notification when this rate changes
$50,000.00 - $99,999.99 1.79% 1.80% Receive a notification when this rate changes
$100,000+ 1.84% 1.85% Receive a notification when this rate changes
4 years Alert Me
$1,000.00+ 1.99% 2.00% Receive a notification when this rate changes
5 years Alert Me
$1,000.00+ 2.48% 2.50% Receive a notification when this rate changes
Youth Savings** Alert Me
$100.00+ 4.43% 4.50% Receive a notification when this rate changes
Teen Savings** Alert Me
$100.00+ 5.39% 5.50% Receive a notification when this rate changes
Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal. Rates are accurate as of specified date and are subject to change.
All certificates except Youth Savings and Teen Savings are available in Regular or IRA certificates.

*APY = Annual Percentage Yield.
**Youth Savings and Teen Savings Certificate minimum opening balance is $100. Additional deposits can be made up to $10,000 for the Youth Savings and $15,000 for the Teen Savings. The minimum additional deposit is $100. The Youth Savings matures on the child's 13th birthday. The Teen Savings matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

Table data for IRA & ESA Savings
 Rates effective 09-21-2019
Dividend Rate* APY** Alert Me
IRA & ESA Savings 0.80% 0.80% Receive a notification when this rate changes
*Rate is accurate as of specified date. Variable rate may change after account is open.
**APY = Annual Percentage Yield.