Deposit Rates

Table data for Checking
 Rates effective 11-20-2018
Dividend Rate* APY** Alert Me
Checking 0.10% 0.10% Receive a notification when this rate changes
Minimum opening balance $25. Dividends are compounded and credited monthly.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Savings
 Rates effective 11-20-2018
Deposit Amount Dividend Rate* APY** Alert Me
$0-$9,999.99 0.15% 0.15% Receive a notification when this rate changes
$10,000-$24,999.99 0.20% 0.20% Receive a notification when this rate changes
$25,000+ 0.25% 0.25% Receive a notification when this rate changes
You must keep a balance of $5 in savings to retain your membership.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for Health Savings
 Rates effective 11-20-2018
Minimum Opening Deposit Dividend Rate* APY** Alert Me
$5 0.50% 0.50% Receive a notification when this rate changes
*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for WINcentive®
 Rates effective 11-20-2018
Deposit Amount Dividend Rate* APY** Alert Me
$0–$25,000+ 0.10% 0.10% Receive a notification when this rate changes
*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Money Market Savings
 Rates effective 11-20-2018
Deposit Amount Dividend Rate* APY** Alert Me
$2,500-$9,999.99 0.25% 0.25% Receive a notification when this rate changes
$10,000-$24,999.99 0.30% 0.30% Receive a notification when this rate changes
$25,000-$49,999.99 0.35% 0.35% Receive a notification when this rate changes
$50,000-$99,999.99 0.40% 0.40% Receive a notification when this rate changes
$100,000+ 0.45% 0.45% Receive a notification when this rate changes
Minimum balance required for Money Market Savings to earn stated rate is $2,500. APY is accurate as of specified date.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.
Table data for Premium Money Market Savings
 Rates effective 11-20-2018
Deposit Amount Dividend Rate* APY** Alert Me
$20,000-$24,999.99 0.45% 0.45% Receive a notification when this rate changes
$25,000-$49,999.99 0.50% 0.50% Receive a notification when this rate changes
$50,000-$99,999.99 0.55% 0.55% Receive a notification when this rate changes
$100,000+ 0.60% 0.60% Receive a notification when this rate changes
Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date.

*Rate may change after account is opened.
**APY = Annual Percentage Yield.

Table data for Certificate Specials
 Rates effective 11-20-2018
Dividend Rate APY* Alert Me
19 months Alert Me
$1,000+ 1.99% 2.01% Receive a notification when this rate changes
29 months Alert Me
$1,000+ 2.13% 2.15% Receive a notification when this rate changes
Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal. Rates are accurate as of specified date and are subject to change.

*APY = Annual Percentage Yield.

Table data for Certificates
 Rates effective 11-20-2018
Dividend Rate APY* Alert Me
3 months Alert Me
$1,000.00 - $9,999.99 0.40% 0.40% Receive a notification when this rate changes
$10,000.00 - $24,999.99 0.45% 0.45% Receive a notification when this rate changes
$25,000.00 - $49,999.99 0.50% 0.50% Receive a notification when this rate changes
$50,000.00 - $99,999.99 0.50% 0.50% Receive a notification when this rate changes
$100,000+ 0.55% 0.55% Receive a notification when this rate changes
6 months Alert Me
$1,000.00 - $9,999.99 0.65% 0.65% Receive a notification when this rate changes
$10,000.00 - $24,999.99 0.70% 0.70% Receive a notification when this rate changes
$25,000.00 - $49,999.99 0.75% 0.75% Receive a notification when this rate changes
$50,000.00 - $99,999.99 0.75% 0.75% Receive a notification when this rate changes
$100,000+ 0.80% 0.80% Receive a notification when this rate changes
1 year Alert Me
$1,000.00 - $9,999.99 1.09% 1.09% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.14% 1.15% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.19% 1.20% Receive a notification when this rate changes
$50,000 - $99,999.99 1.19% 1.20% Receive a notification when this rate changes
$100,000+ 1.24% 1.25% Receive a notification when this rate changes
2 years Alert Me
$1,000.00 - $9,999.99 1.29% 1.30% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.34% 1.35% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.39% 1.40% Receive a notification when this rate changes
$50,000 - $99,999.99 1.39% 1.40% Receive a notification when this rate changes
$100,000+ 1.44% 1.45% Receive a notification when this rate changes
3 years Alert Me
$1,000.00 - $9,999.99 1.54% 1.55% Receive a notification when this rate changes
$10,000.00 - $24,999.99 1.59% 1.60% Receive a notification when this rate changes
$25,000.00 - $49,999.99 1.64% 1.65% Receive a notification when this rate changes
$50,000 - $99,999.99 1.64% 1.65% Receive a notification when this rate changes
$100,000+ 1.69% 1.70% Receive a notification when this rate changes
4 years Alert Me
$1,000.00+ 1.99% 2.00% Receive a notification when this rate changes
5 years Alert Me
$1,000.00+ 2.48% 2.50% Receive a notification when this rate changes
Youth Savings** Alert Me
$100.00+ 4.43% 4.50% Receive a notification when this rate changes
Teen Savings** Alert Me
$100.00+ 5.39% 5.50% Receive a notification when this rate changes
Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal. Rates are accurate as of specified date and are subject to change.

*APY = Annual Percentage Yield.
**Youth Savings and Teen Savings Certificate minimum opening balance is $100. Additional deposits can be made up to $10,000 for the Youth Savings and $15,000 for the Teen Savings. The minimum additional deposit is $100. The Youth Savings matures on the child's 13th birthday. The Teen Savings matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

Table data for IRA & ESA Savings
 Rates effective 11-20-2018
Dividend Rate APY** Alert Me
IRA & ESA Savings 0.50% 0.50% Receive a notification when this rate changes
*The rate is accurate as of specified date. Variable rate may change after account is open
**APY = Annual Percentage Yield.