Welcome to our Rate Alert Program. Please select the Rate you are interested in by clicking the radio button next to row in which it resides and then completing the requested information below. We will email you when your desired rate is reached.
Home Equity Line of Credit Variable Rate
3
04/20/2018
Maximum Loan to Value
Draw Period
Annual Percentage Rate
1
Loan Limits
2
80%
15 years
4.50%
Min $5,000
Max $200,000
1
The variable loan rate is subject to change the first day of each calendar month, based on the external prime lending rate index published in "The Wall Street Journal" in effect at the close of the fifteenth day of the preceding month (i.e., July 1-31, the rate would be determined based on the June 15 prime rate). Any rate change will affect existing balances as well as future advances. The maximum rate is 16.00%.
2
Minimum payment is $15 per thousand or $50 per month, whichever amount is greater. Initial advance must be at least $5,000, after that, $100. When an advance is given, the new payment amount is disclosed on the receipt.
3
Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.
Select the Rate you're interested in by clicking the radio button next to its row.
Please notify me when the selected rate above:
falls below
rises above
my desired rate of:
%
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