Celebrate Higher Limits

In 2019 celebrate higher limits! You can save up to $6,000 in your 2019 IRA and if you are 50 and over, you can do a catch-up contribution of up to $1,000!

An Individual Retirement Account (IRA) can offer additional retirement security for eligible members. Both Traditional and Roth IRAs are available as a savings account or certificate. We are available to help explain your options.

Speak with a Representative today to fund your 2019 IRA!


Martha Macken Elliott - Investment Advisor Representative

Martha Macken Elliott

Investment Advisor Representative
Whether you are looking for investment ideas, retirement income, education savings, or small business planning, Martha can help you achieve your financial objectives through a long-term relationship based on trust. She will do this by following a process that offers a wealth of information, resources, consistent advice, products and services. A major part of the relationship will focus on communication to ensure that your program remains prudent for your situation.

When not working, you can find Martha with her husband and their two daughters boating or at sporting events.
Donald Christenson - Investment Advisor Representative

Donald Christenson

Investment Advisor Representative
Donald brings years of experience in the industry as a seasoned professional Financial Advisor. His focus is on member education. He has developed a successful member education seminar series which received the Desjardins Award from the credit union industry. Don works with members to understand their goals and values, in order to build a comprehensive program to help meet their financial and investment needs.

Don’s focus on education extends to his life outside of work where he is a board member for Kasson-Mantorville School's Drama Club, a youth group leader, and religion class teacher. At home, he and his wife are busy raising three children.

Gary Reiland - Investment Advisor Representative

Gary Reiland

Investment Advisor Representative
With Gary, you will work to develop a strategy that is specific to your needs. This includes looking at your entire financial picture and determining your long-term goals; whether that be retirement, your children's education, or saving for a large purchase. As your personal goals change, Gary will continue to work with you to adjust your financial goals.

Gary is a long-term Rochester resident, living here with his wife and three children. Previously he worked for Mayo Clinic for over 30 years and has enjoyed serving on the Boards of the Gift of Life Transplant House and Mayo Employees Federal Credit Union.
Michelle Kennedy - Registered Representative

Michelle Kennedy

Registered Representative
Michelle has been working alongside members of Mayo Employee Federal Credit Union since 2006. She will work with you to identify your financial needs, with a commitment to educating you on the options available to help you meet your savings and retirement goals. Her passion is helping members understand and implement potential solutions to their needs.

Michelle is a lifelong resident of the Rochester area, lives with her husband, and has two sons. When not meeting with members, she can be found working on her family farm where they raise goats and cattle.

See the background of all our investment professionals on FINRA's BrokerCheck. Securities and investment advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Investments with Cetera Advisor Networks LLC are:

  • Not NCUSIF insured
  • May lose value
  • Not Credit Union guaranteed
  • Not a deposit
  • Not insured by any Federal Government Agency

Cetera Advisor Networks LLC is located at Mayo Employees Federal Credit Union, 130 23rd Avenue SW, Rochester MN 55902. Phone: 507-535-1460. Martha Macken Elliott*, Donald J. Christenson*, Gary J. Reiland*, and Michelle E. Kennedy are Registered Representatives and offer securities and *investment advisory services through Cetera Advisor Networks LLC, a registered broker/dealer and Member FINRA/SIPC. Cetera Advisor Networks LLC and Mayo Employees Federal Credit Union are not affiliated companies.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at ceteraadvisornetworks.com.

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