Vehicle Loans

We have helped make the purchasing process easy for our members.  Various terms can be applied as well as many forms of collateral, such as an existing home, vehicle, motorcycle, etc.  Our members rave about purchasing vehicles, motorcycles and more using MEFCU... find out why today!

Financing up to 100% available on new and used vehicles.  Apply today!

Debt Defender – protection that pays!

Debt Defender is a voluntary loan-payment protection product that helps preserve your family’s standard of living and helps give you relief from financial burdens if a protected life event such as disability, loss of life or involuntary unemployment happens to you.   Debt Defender will protect up to two borrowers.

Disability

  • A voluntary form of payment protection designed to make a member’s monthly payment, up to the policy maximum, should you become totally disabled due to a medically determined sickness or injury and are unable to work.

Loss of Life

  • A voluntary form of payment protection designed to pay off an outstanding loan balance in the event a covered member dies before the loan is repaid, up to policy maximum.

Involuntary Unemployment

  • A voluntary form of payment protection designed to make a member’s monthly payment, up to the policy maximum, should they become unemployed through no fault of their own.

 

 

Your purchase of Debt Defender is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions and exclusions may apply.  Please contact your loan representative, or refer to the Member Agreement for a full explanation of Debt Defender terms, DPGAP-0413-822E.