A Mortgage Lender You Can Trust!

In the market to buy a new home or looking to refinance for a lower rate - contact us!  MEFCU offers a complete product line with very competitive pricing and discounted origination fees for our members.  We believe in building strong relationships with our members and will be there to guide you every step of the way.  With the lowest rates in years and so many options to choose from, it's the perfect time to apply for a home loan.

Mortgage Lending for Mayo Employees and Their Families.


Conventional Mortgage09/21/2018
Term Rate1 Annual Percentage Rate2
15 year fixed 4.125% 4.365%
20 year fixed 4.625% 4.816%
30 year fixed 4.750% 4.890%
5/1 ARM3 4.875% 4.432%
7/1 ARM3 5.000% 4.604%
1Rates are subject to change without notice and are based on a 30-day lock in period. These rates are for example purposes only and are not to enter into a loan agreement at a specified interest rate.
2APR is based on a $100,000 mortgage with a .75% origination fee and a 20% down payment.
3ARM= Adjustable Rate Mortgage. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the 1 years LIBOR.