Home Equity Line of Credit (HELOC)

If flexibility is something you're looking for, a HELOC may be the perfect option.  Use it to finance almost anything such as a new auto, home improvements, education expenses, travel and much more.  Eligible properties include primary residence and vacation homes located in Arizona, Florida, Iowa, Minnesota, and Wisconsin.

  • No annual fee
  • No cancellation fee
  • Interest paid may be tax deductible*

Request a loan today to take advantage of our great rates!

*The Credit Union does not give tax advice. Please consult your tax advisor.


  • Revolving line of credit
  • No cancellation fee
  • No annual fee
  • 15 year draw term
  • Receive the funds all at once, or take advances when needed
  • Amount up to 80% of the value of the home, less existing loan balances, up to $200,000
  • Variable interest rate based on prime
  • Easy access via Online Banking, Mobile Banking, or our Call Center
An excellent option, with MEFCU value!