First Lien Home Equity

Refinancing sounds great to you, but doesn’t make sense due to cost?  Perhaps we can help!

If you have more than 20% equity in your home, you may be able to refinance your home with a First Lien Home Equity Loan.  This loan allows you to refinance your mortgage, but with only a few hundred dollars in closing costs!  Eligible properties include primary residences and vacation homes located in Arizona, Florida, Iowa, Minnesota, and Wisconsin.

This is the perfect loan for those with significant equity in their home, and want to refinance to take advantage of a lower rate while avoiding the closing costs of a traditional mortgage refinance.


First Lien Home Equity Loan Fixed Rate209/21/2018
Maximum Loan to Value Maximum Term Annual Percentage Rate As Low As1 Loan Limits3
80% 10 years 3.45% Min $5,000
Max $250,000
80% 15 years 3.75% Min $5,000
Max $250,000
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.
3Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.