New ATM Network Options

Effective February 1, 2018, MEFCU Debit Cardholders will have access to the MoneyPass surcharge-free ATM network.  MoneyPass offers over 25,000 ATMs nation-wide and is one of the largest surcharge-free networks in the nation.  You can find participating ATMs using the online location found on the MoneyPass website: or by downloading the MoneyPass app from the App Store or Google Play.

MEFCU also continues to participate in the STARsf surcharge-free Network as well.  STARsf is another national surcharge-free ATM network that has been available to MEFCU cardholders for many years.  You can find STARsf surcharge-free locations by visiting:

However, with this change, as of February 1, 2018, MEFCU will no longer participate in the Allpoint surcharge-free network.  While we’ve had a long-standing relationship with Allpoint, changes within MEFCU’s debit card processor are requiring the change in surcharge-free networks.  We appreciate your understanding of this change and encourage you to review the MoneyPass and STARsf ATM locations.  We are certain that you will find many participating ATMS in your neighborhoods, many of which may be drive-up machines and other frequented merchants such as Walmart, Kwik Trip and many more!  Most merchants will also allow cash back without any fee during point of sale transactions using your debit card as well.

Please note MEFCU provides every cardholder four (4) free transactions per month on ATMs not operated by MEFCU.  Transactions over four will be charged a $1 surcharge fee.  Additionally, if you are not using a MoneyPass or STARsf surcharge-free network ATM, there may be additional charges at the machine.