Vehicle Loans
We refinance vehicle loans from other financial institutions for free! Use the money saved each month to boost your savings.

Savings

Over 54,000 members turn to MEFCU for a savings account that is as uncomplicated and beneficial as you will find anywhere!  Each member has access to this account, with all of the benefits that go along with it.

To retain membership, you must maintain a balance of $5 in savings.  This is your membership share in our member owned cooperative.  Your account is dividend bearing, compounded and paid quarterly.  For your convenience, you may open any number of sub-accounts.  This is an easy way to save separately for expenses such as vacation, holiday shopping, insurance, taxes, or college fund, etc.

Turn to us for your savings needs today, and experience why MEFCU's service wins national awards.

Open a savings account today!

Compare Accounts

A regular Savings Account at MEFCU provides more flexibility than a Money Market Account, or Premium Money Market Account.  You have no limits on the number of transfers or deposits into the account, no minimums on the amount you can withdraw, your money earns dividends, and is insured up to $500,000 for your convenience.  Our savings accounts also allow you to set up multiple sub-accounts, helping you save for a purchase or event down the road.

We ask each member to keep $5 in a regular Savings Account to retain membership.  Beyond this, members that choose this account to house their funds generally do so in order to maintain the flexibility our Savings Accounts provide.

Savings105/19/2017
Deposit Amount Dividend Rate2 Annual Percentage Yield
$0 - $9,999.99 .10% .10%
$10,000 - $24,999.99 .15% .15%
$25,000+ .25% .25%
1You must keep a balance of $5 in savings to retain your membership.
2Rate may change after account is opened.

Money Market Savings105/19/2017
Deposit Amount Dividend Rate Annual Percentage Yield
$2,500 - $9,999.99 .25% .25%
$10,000 - $24,999.99 .25% .25%
$25,000 - $49,999.99 .30% .30%
$50,000 - $99,999.99 .30% .30%
$100,000+ .40% .40%
1Minimum balance required for Money Market Savings to earn stated rate is $2,500. Annual percentage yield is accurate as of specified date.

Premium Money Market Savings105/19/2017
Deposit Amount Dividend Rate Annual Percentage Yield
$20,000 - $24,999.99 .35% .35%
$25,000 - $49,999.99 .40% .40%
$50,000 - $99,999.99 .40% .40%
$100,000+ .45% .45%
1Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. Annual percentage yield is accurate as of specified date.