Saving for the short or long term has never made more sense when you look at MEFCU's Certificate options.  With terms ranging from three months to five years, savings and IRA certificates allow you to achieve a higher return rate than a regular savings account.  These accounts are available with a minimum opening deposit of $1,000 and dividends are compounded and credited quarterly.

We also have Youth and Teen Certificates available for our younger savers!

Guaranteed returns, with low risk and no work for you!


  • Save for the short, or long term with our flexible options
  • Upon maturity your certificate may automatically reinvest, or we can transfer the balance to the account of your choice
  • Deposit options starting as low as $1000
  • IRA Certificates available
  • Certificate Secured Loans available

Keep your money growing, with our competitive yields.